PM Youth Loan Scheme Status Checking Complete Process

The Government of Pakistan, under the leadership of the Prime Minister, has introduced a youth loan scheme to support unemployed individuals across the country. This initiative aims to empower youth by providing financial assistance, enabling them to start their businesses or uplift their current livelihood. To ensure transparency and timely communication, applicants can now easily check their PM Youth Loan Scheme status online to know if their application has been approved, pending, or rejected.

Thousands have already benefited from this scheme, especially those who applied for interest-free loans up to PKR 500,000. Over 200,000 applications have been approved so far, and banks have started contacting successful applicants.

How to Check PM Youth Loan Scheme Status

If you’ve applied and are still waiting for a response, here’s how you can check your application status:
Your application status will be displayed on the screen.

• Visit the official portal. (Click here)
• Click on “Track” if you’ve already applied.
• A new page will open where you’ll need to enter these details: CNIC number (without dashes), Mobile number (used during application), CNIC issue date and Date of birth.
• Click the Submit button.

How to Check PM Youth Loan is Approved or Not

Once you check your application, you’ll see one of three colors:

This means NADRA has verified your data, and your application is in the final stages. You just need to wait for the bank to contact you. Keep your mobile number active.

Yellow:
Your application is still pending verification from NADRA. It hasn’t been forwarded to the department or bank yet.
✅ Action: Submit a complaint through the Pakistan Citizen Portal to expedite verification. If your details are correct, it should be verified within a few days.

Red:
Unfortunately, your application of PM Youth Loan Scheme has been rejected by the department.
❌ This usually happens due to errors in your application or ineligibility.

Green (True)

This means NADRA has verified your data, and your application is in the final stages. You need to wait for the bank to contact you. Keep your mobile number active.

Yellow

Your application is still pending verification from NADRA. It hasn’t been forwarded to the department or bank yet.
✅ Action:

Submit a complaint through the Pakistan Citizen Portal to expedite verification. If your details are correct, it should be verified within a few days.

Red

Unfortunately, your application has been rejected by the department.
❌ This usually happens due to errors in your application or ineligibility.

What to do if PM Youth Loan is Not Approved

If you believe your application was wrongly rejected:

You can file a complaint via the Pakistan Citizen Portal.

Alternatively, someone else from your family (like a sibling) can apply on your behalf.

Categories of the Loan Scheme

The PM Youth Loan Scheme is divided into three categories:

• Category 1: Interest-free loans up to PKR 500,000
• Category 2: Loans from PKR 500,001 to PKR 1.5 million (interest applicable)
• Category 3: Loans from PKR 1.5 million to PKR 7.5 million (interest applicable)

Note: Only the first category is interest-free. The other two involve interest payments and may not align with Shariah principles. If in doubt, individuals are encouraged to consult a religious scholar.

Final Thoughts & Helpful Links

If you haven’t yet applied for PM Youth loan scheme, it’s not too late. You can still apply for loans ranging from PKR 1 lakh to PKR 75 lakhs using the application link in the official portal.

Interest-free loans up to PKR 5 lakh are still available.

The rest of the categories carry interest, so make sure to consider religious or financial implications before proceeding.

If you have any questions regarding this scheme or your loan status, feel free to leave a comment. Help is just a message away.

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